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Micro Credit Innovations Department

The key objective of the Micro Credit Innovations Department has been to facilitate sustained access to financial services for the unreached segments of the population viz. the poor in rural hinterlands, through various products and delivery channels in a cost effective and sustainable manner. The department came into being in the year 1998 with the mainstreaming of the microfinance innovation viz. SHG-Bank linkage programme to a nation-wide scale.

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Nabskill - OFDD

Promotion of Off Farm Sector was embedded in the very mission statement of NABARD at the time of its inception. The sector assumes significance in the context of the ever pressing need for reducing rural India’s over dependence on agriculture for income by encouraging alternate livelihood options. Development of this sector also helps in arresting large-scale migration of small and marginal farmers and agricultural labourers to urban areas in search of livelihood opportunities on account of unemployment/ disguised employment in the agriculture sector.

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